Classic Checking
Everything you need in a checking account. Pay bills, make deposits, or transfer money.
Checking & Savings
For Students
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| Account Features | Classic Checking |
|---|---|
| MasterCard® Platinum debit card | ✓ |
| Free first box of checks | ✓ |
| Free account alerts | ✓ |
| Free online banking | ✓ |
| Free bill pay | ✓ |
| Free mobile banking1 | ✓ |
| Free remote deposit | ✓ |
| Use 30,000 surcharge-free co-op ATMs2 | ✓ |
| No monthly fee for students | ✓ |
Ready to Save?
Kinecta offers a variety of ways you can start saving. You can use the funds for tuition, books, a splurge, or keep it for a rainy day.
- Traditional Savings. Transfer money each month from your checking account so you can start saving (and earning) the easy way.
- College Saver Certificate. For members under 18 who want to get a head start on their college fund, this certificate automatically adjusts rates to keep you on pace.
Let's Connect
Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!
800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)
*APY = Annual Percentage Yield is variable and subject to change.
1Mobile banking Message and data rates may apply.
2ATM fees No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.